The Problem with Most FMOs

For years, independent agents had to choose between two bad options: The "Mega-FMO" where you are just a number on a spreadsheet, or the "Small Shop" that treats you like family but lacks the technology to help you scale.

"We built Novo to be the third option: The relationship-driven partner with the enterprise-grade tech stack."

Novo Insurance Partners was founded to empower the independent agent. We believe that if you do the hard work of selling, you deserve the lion's share of the commission—and a back office that actually picks up the phone.

Team Meeting

Meet Leadership

Fred Bates

Fred Bates

Co-Founder & Chief Growth Officer

With over 30 years in the industry, Fred is the deal-maker. He maintains our direct relationships with carrier VPs and Chief Underwriters. When a high-profile case hits a snag, Fred is the one who makes the call to get it back on track.

Spencer Schofield

Spencer Schofield

Co-Founder & Chief Technology & Operations Officer

Spencer is the architect behind the Novo platform. He focuses on removing friction from the agent's daily life through automation, integrating quoting engines, and streamlining the commission payment process.

Our Core Values

Independence First

We don't hold contracts hostage. You own your book of business from day one, period.

Speed to Issue

Time kills deals. Our entire backend process is optimized to get policies approved and paid faster.

Radical Transparency

No hidden overrides or "haircuts" on commissions. You know exactly what you earn on every product.

Join the Novo Family

Experience the difference of a true partnership.

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