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Carrier Product Center

Select a carrier to view their full product portfolio, download underwriting guides, and access quick service links.

Top IUL Carriers

IULAccumulation

Eclipse Accumulator II (Max Ill. ~6.6%): S&P 500, Nasdaq-100, Russell 2000 indices.

IULIndexing

Pathsetter IUL (Cap ~3.5%): Exposure to Barclays Trailblazer & S&P 500.

IULVitality

Unique Vitality program that rewards clients for healthy living.

IULLiving Benefits

Superior living benefits and strong brand recognition for IUL products.

IULAsset Transfer

Specialized accumulation products and wealth transfer solutions.

IULPerformance

Life Pro+ Advantage (Par ~185%): Bloomberg & PIMCO indices with Index Lock.

IULGrowth

Builder Plus IUL 3: High cap rates & Fidelity Multifactor Yield.

IULFlexibility

Versatile IUL designs for both cash growth and protection needs.

IULStability

High participation rates for max growth with mutual-owned stability.

IULValue

Strong death benefit guarantees and cost efficiency in the IUL space.

IULAccumulation

Accumulator Ascent IUL with Nasdaq-100 Core Strategy.

Annuity

AnnuityIncome

Global leader in fixed index annuities with Performance Lock gains.

AnnuityAccumulation

FIA with industry-unique ELB rider for superior liquidity options.

AnnuityIncome

Strong historical performance and comprehensive FIA product range.

AnnuityFlexibility

Low minimums and flexible premium features for growing retirement assets.

AnnuityGrowth

Diverse fixed index annuity options for both income and safe accumulation.

AnnuityProtection

Industry-leading client protection and no-cost income rider options.

AnnuityIUL

Trusted Securian brand offering broad income and growth solutions.

AnnuityStability

Fixed and variable solutions from a top-rated mutual insurer.

AnnuityIndex

Innovative index strategies and rapid underwriting in the annuity space.

AnnuityHigh Bonus

A+ rated industry leader with high premium bonuses for retirement income.

AnnuityFIA

Top-selling FIA with multiple index options and high yield potential.

AnnuityIncome

High withdrawal percentages and immediate income access features.

Whole Life

WLFinal Expense

Leading final expense whole life with simple issue options.

WLDividends

Participating whole life with a strong history of dividends.

WLFinal Expense

Personalized service and focused whole life solutions for funeral planning.

WLIssue

High approval rates for impaired risks and simplified issue whole life.

WLJuvenile

Quality protection products with competitive juvenile and senior options.

WLSocial

Member benefits including grants and legacy focus in the whole life market.

WLNiche

Focused on final expense and niche whole life products with rapid issue.

Term

TermLow Cost

The "Banner OPTerm" series is the industry benchmark for price leadership.

TermNon-Med

SwiftTerm offers instant approval up to $3M for healthy clients.

TermNIche

Non-Med term solutions for standard and impaired risks.

TermConvert

Affordable term protection with exceptional conversion privileges.

TermQuick Issue

Highly competitive term rates and rapid accelerated underwriting.

TermAutomated

TermAccel leads the market in automated underwriting technology.

TermGUL

Classic Choice term with robust conversion and service options.

TermStability

Superior financial stability and competitive multi-year term pricing.

TermNon-Med

Non-med underwriting up to $3M for healthy, low-risk clients.

TermCharity

Member benefits including charitable contributions and educational grants.

High-Value Resources

Foreign National

Guidelines for non-US citizens and residents.

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Table Shaving

Carriers that improve ratings (e.g. Table 4 to Std).

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Crediting History

Historical cap & par rates for top IULs.

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Impaired Risk

Who to quote for diabetes, heart history, etc.

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